четверг, 11 февраля 2016 г.

How being cheap will leave you broke

Given a chance, most of us would rather save all of our money than spend it. But, in reality, the best move that we can do is to maximize our savings by living as frugally as possible. There are good ones, but some saving ideas might end up costing more in the long run. Here are a few budget blunders you may want to avoid.
Neglecting Basic Maintenance
You home, for example, can be one of the biggest investments of your life. But shrugging off small house issues, such as a dirty chimney, a cluttered gutter, and even an overgrown landscaping, can lead to spending disasters.
Doing your own taxes
If you keep your own records, your tax returns are simple, you have sufficient knowledge on finance and tax laws, you know the right forms to fill out, and which documents to fix and send, then, sure, do your own tax. But if you answered no, then stay out of it and let the professionals save you from interests and penalties for doing it all wrong.
Skimping on food
Food is a big expense. But, oftentimes, choosing nasty food doesn’t help you stay healthy. If you can’t avoid eating out from time to time, prefer healthier alternatives and skip the alcoholic drinks.
Risking your health
Neglecting your health problems because you think you can’t afford them? Expensive and stupid at the same time. A health insurance may appear expensive, but it’s a cheaper alternative than paying for your own medical bills.
Maximizing your savings is all about being smart – to know when ‘cheap’ is actually good and when it can actually cost you more.

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